Welcome to Tidell Consulting Group
Business Financing
What is business financing?
Business financing is needed when aspiring or current business owners collect money to start a new small business, purchase an existing small business or bring money into a business to finance current or future business activity.
To determine the right type of business funding for you, first, consider whether debt financing or equity financing is the right option for you. Understand that there are intangible pros and cons associated with each type of financing.
To determine the most cost-effective method of acquiring capital, refer to your financial statements. Your financial statements will show your past cost of capital and provide insights into what worked best for you. Once you have established the cost of capital and considered the emotional impacts, determine which type of business funding is right for you.
How can financing help my business?
Business financing can greatly assist your business by securing more sales and allowing your customers to have the flexibility to make average loan payments that are suitable with their budget constraints. It allows your customers to have more buying power, allowing them to get what they want without having to pay the full price at once.
- Financial Analysis
- Investment Consultancy
- Portfolio Administration and Analysis
- Accelerated Marketing Program
- Asset Valuation
- Seller Representation
- Buyer Representation
Keys of Business Financing
-There are a number of ways to find financing for a small business.
-Debt financing is usually offered by a financial institution and is similar to taking out a mortgage or an automobile loan, requiring regular monthly payments until the debt is paid off.
-In equity financing, either a firm or an individual makes an investment in your business, meaning you don’t have to pay the money back, but the investor now owns a percentage of your business, perhaps even a controlling one.
-Mezzanine capital combines elements of debt and equity financing, with the lender usually having an option to convert unpaid debt into ownership in the company.